Debt Law Attorney in Clinton Township, MI
According to the law, consumers have rights that protect them from illegal debt collection practices. If a creditor violates your rights by engaging in illegal debt collection tactics, it is considered creditor harassment, and the creditor can face significant legal consequences.
You're Not Alone
If you’ve been dealing with a creditor that is harassing you to collect debt, you may feel scared, hopeless, and unsure of what you can do to put an end to the maltreatment. When a creditor calls you at work, makes phone calls to your family members, verbally insults you, or threatens to take certain types of legal action against you, it’s time to consult with a debt collection lawyer like Ziulkowski & Associates, PLC.
Ziulkowski & Associates, PLC can advocate for you when you are too frightened to deal with your creditors on your own. Once engaged, Ziulkowski & Associates, PLC can intervene on your behalf. If your creditors continue to unlawfully harass you, Ziulkowski & Associates, PLC can take legal measures to put an end to their abuse and report their illegal behaviors.
Help is Available
If you’ve been a victim of illegal debt collection practices, you do not have to suffer alone. Call today to schedule a consultation.
Janet helped me through a sticky family/PPO situation and walked me through every stressful hurdle. She is competent, dedicated, and willing to go head-to-head with other aggressive lawyers on behalf of her clients. I felt safe and surprisingly relaxed with her on my team!
I can,t thank Janet and her team enough for the service they have provided over the past 5 years. I highly recommend Ziulkowski and Associates to anyone that is in need of Debt relief. Janet looked for all the angles of my situation and helped me during the paper work preparation, which made the court appearance quick and decisive in my favor each time. Ziulkowski and Associates was recommend to me and I am glad I took the advice. Sincerely Robert
I am very satisfied with the service I received, Janet and Amy are very professional and really walked me through the process. This was a very stressful time and they were there for me every step of the way. Thank you Janet and Amy for everything.
Janet was the second attorney whom we seeked out for Chapter 13, our first attorney did nothing of what he said he could do for us and my case was ultimately dismissed. Janet listened to the problems we had with our first attorney and immediately went to work for us making sure that all the details of our case were adhered too. She did everything she said and more, she also got my money back from my first attorney. She made sure that the entire process went very smooth and when she collected all the necessary documents she reviewed everything with us in great detail to make sure we understood everything including how the payment plan worked and how our payment came to be. This all was done prior to going to the 431 hearing. When it came time for the hearing Amy reviewed all the documents again with us before going in and everything went very smoothly. When I emailed her with questions she would always get back to me within 24hrs. She is a great attorney as well as her associate Amy. I would recommend her to anybody that needs this type of assistance or just a great attorney in general.
I was going through a messy divorce and was advised that I should file for bankruptcy as well. My previous attorney referred me to Janet because of her extensive experience in both divorce and bankruptcy law. I was blown away by her knowledge as how a divorce and bankruptcy should be handled. She worked with me, my ex and both divorce attorneys and we were able to save our belongings and get rid of all the debt that were the major issues in our divorce. Great job Janet. Thank you for your professionalism and attention to detail. It really made the difference. Your staff was so nice too. .
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